Stop Collection Calls · Stop Creditor Harassment
At Espy, Metcalf & Espy, we understand the social stigma that is attached to financial difficulties is only enhanced by constant collection efforts and seemingly unfair debt collection methods. When these problems get out of hand, it is wise to consider filing for Chapter 7 or Chapter 13 bankruptcy.
One of the most emotionally challenging aspects of financial trouble is the fact that collection agencies will constantly remind you that they are owed money. You might receive phone calls, letters or e-mails with increasing frequency and urgency. The most immediate benefit of a successful bankruptcy filing is the automatic stay.
Take Back Control With an Automatic Stay
An automatic stay goes into effect as soon as you file for bankruptcy. The automatic stay prevents further collection efforts, but there are immediate benefits, including:
- Harassing phone calls stop
- Harassing letters and e-mails stop
- All collection communication must cease after a bankruptcy filing, unless it is approved by the court
After filing for bankruptcy, you no longer have to be subjected to that sort of harassing communication. Most individuals feel an immediate sense of relief as they begin regaining control over their finances.
Contact a Dothan, Alabama, Bankruptcy Attorney
If you have questions about how filing for bankruptcy can help you get a fresh financial start, contact Espy, Metcalf & Espy to learn more. We offer a free consultation, and can schedule appointments late in the day to accommodate our clients.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This Web site is not intended to be an advertisement or solicitation.
