Dothan Garnishment and Repossession Defense Lawyers
One of the benefits of filing for Chapter 7 or Chapter 13 is the sense of relief that comes from stopping collection efforts. Constant creditor harassment only adds to the stress and humiliation that many individuals feel when they are facing a wall of insurmountable debt. The attorneys at Espy, Metcalf & Espy can explain how it is possible to stop collection efforts with bankruptcy.
As collection efforts escalate, many times a creditor will actually file a lawsuit in order to recover money. Once a judgment has been obtained, the debtor is now at the mercy of the creditor. The only way to stop this process is by filing bankruptcy.
By virtue of the automatic stay, a bankruptcy filing can put a stop to nearly all collection efforts, including:
- Lawsuits
- Judicial liens, if there is already a judgment
- Wage or bank account garnishment
- Sheriff sales
- Levies
- Executions on property
- Repossessions
- Foreclosures
In essence, filing for bankruptcy stops any collection efforts from creditors. This gives individuals a chance to regain control over their finances, and work to get out from under the cloud of debt that seems to follow them around. Do not hesitate to contact an attorney at our firm to learn more about how filing for bankruptcy can help you.
Contact Our Firm
If you have questions about how filing for bankruptcy can help you get a fresh financial start in Alabama, contact Espy, Metcalf & Espy to learn more. We offer a free consultation, and can schedule appointments late in the day to accommodate our clients.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This Web site is not intended to be an advertisement or solicitation.
