Alabama Attorneys for Filing Chapter 7 Bankruptcy
As soon as you think filing for bankruptcy might help you get out from under a mountain of debt, it is wise to consult with an experienced attorney. Chapter 7 bankruptcy exists to give individuals back control over their finances — and a fresh start.
At Espy, Metcalf & Espy, our Dothan Chapter 7 bankruptcy attorneys have decades of experience helping clients. Clients appreciate our knowledge of the law and skill at navigating even the most complex bankruptcy filing. Let us help you get a fresh financial start.
There are several facets of Chapter 7 bankruptcy that we feel every potential client should know, including:
- Following a means test, debt relief can be immediately available with Chapter 7.
- Chapter 7 discharges general unsecured debt, there is no repayment plan.
- Unsecured debt includes credit card debt, medical bills and some personal loans.
- Many types of debt cannot be discharged such as alimony payments or other domestic support obligations .
- An individual can obtain a Chapter 7 discharge once every eight (8) years.
Our experienced lawyers will examine your finances and provide a detailed individual analysis in your specific situation. We will look at your assets and liabilities to see if bankruptcy is the right option for your future.
Chapter 7 Bankruptcy for Business
Most often, Chapter 7 bankruptcies are filed for individuals. Business owners also have the opportunity to eliminate debt using the Bankruptcy Code. In this setting, Chapter 7 allows a business owner to eliminate debt, liquidate assets and effectively shut the company down. These filings are a great deal more complex than personal filings, and should be handled by an experienced law firm.
Contact Our Firm
If you have questions about how filing for bankruptcy can help you get a fresh financial start, contact Espy, Metcalf & Espy to learn more. We offer a free consultation, and can schedule appointments late in the day to accommodate our clients.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
The hiring of a lawyer is an important decision that should not be based solely upon advertisements. This Web site is not intended to be an advertisement or solicitation.